CORDIS · SMARTER
SMARTER Finance for Families–Improving Citizens’ Health, Comfort and Financial Well-Being by Supporting Banks, Residential Investors and Solution Providers with Green Homes and Green Mortgage programs
- Код
SMARTER- Програма
- H2020
- Процедура
LC-SC3-EE-9-2018-2019- Статус
- CLOSED
- Период
- 15.05.2019 – 14.11.2021
Официални данни · CORDIS · синхронизирано 17.10.2026 10:16 · официален запис
Участници
| Организации | Роля | Държава | Безвъзмездна помощ |
|---|---|---|---|
| ASOCIATIA ROMANIA GREEN BUILDING COUNCIL | координатор | RO | 428 781 € |
| DANMARKS TEKNISKE UNIVERSITET | участник | DK | 204 054 € |
| IRISH GREEN BUILDING COUNCIL CLG | участник | IE | 123 709 € |
| UNIVERSITE LIBRE DE BRUXELLES | участник | BE | 108 969 € |
| TURKECO INSAAT ENERJI SANAYI VE TICARET LIMITED SIRKETI | участник | TR | 84 312 € |
| ENERGOEPEKTUROBIS TSENTRI SAKARTVELO | участник | GE | 75 500 € |
| FONDATSIYA TSENTAR ZA ENERGIYNA EFEKTIVNOST - ENEFEKT | участник | BG | 74 900 € |
| POLSKIE STOWARZYSZENIE BUDOWNICTWA EKOLOGICZNEGO | участник | PL | 62 000 € |
| SLOVENSKA RADA PRE ZELENE BUDOVY | участник | SK | 59 682 € |
| CENTRE FOR RENEWABLE ENERGY SOURCES AND SAVING FONDATION | участник | EL | 59 594 € |
| CLOVEK V TISNI OPS | участник | CZ | 59 000 € |
| CESKA RADA PRO SETRNE BUDOVY | участник | CZ | 58 200 € |
| ASSOCIATION EUROPEAN-UKRAINIAN ENERGY AGENCY | участник | UA | 54 594 € |
| UDRUZENJE SAVJET ZA ZELENU GRADNJU | участник | BA | 44 844 € |
| GREEN BUILDING COUNCIL ITALIA | участник | IT | 43 656 € |
| CRISCON SOCIETA' A RESPONSABILITA' LIMITATA SEMPLIFICATA | участник | IT | 42 043 € |
| ENOVA D.O.O. SARAJEVO | участник | BA | 34 358 € |
Описание
Many citizens, particularly in nascent green building markets, make suboptimal decisions in the design and construction choices for renovation approaches and new home purchases due to a fear of bank financing. Borrowing sufficiently to bring forward necessary resources to build homes properly both reduces citizens’ “Total Cost of Monthly Ownership” (loan payment plus energy, health and repair costs) while unlocking a critical increase of construction budgets facilitating ownership of the greenest, high-quality homes. Financing Green Homes with the borrower subject to lower monthly operating costs is less risky to banks which provide discounted credit without harming profits. The SMARTER project effectively communicates the benefits of Green Homes to citizens and other key stakeholders to bring a systemic solution to a systemic problem that inhibits the financial industry to design and offer green finance products and the citizens to understand and request them. SMARTER replicates a successful “Green Homes and Green Mortgage” program to 12 new countries, addresses barriers and brings green innovation with relevant research and cluster formation, adapts essential tools for administration and communication, and effectively expands collection of actual energy and financial performance to improve risk analysis with local data. Public investment is leveraged and ambitious green EU targets are supported as banks, developers, and green solution providers all contribute budgets to increase private financing for building exemplary homes. The SMARTER “Green Homes Investment Platform” guides new programs to a suitably ambitious, common definition of green investments and facilitates institutional investment by collaborating with ongoing initiatives including EeMAP and EEFIG
Официални данни · CORDIS · синхронизирано 17.10.2026 10:16 · официален запис · Лиценз: © European Union, CC BY 4.0 (Commission reuse policy).